Well, as I feared, the insurance company decided to declare the car totaled. Actually, the body shop to where the car was towed declared it totaled even before then. And so began the long, arduous process of the value of the car being judged, and renumerations paid. What a painful process that is. If you can avoid having your car hit by someone, I highly recommend that you do so.
First of all, it's a game to the insurance ...